Loan Eligibility

The Office of Financial Aid, Chicago, administers financial aid loan programs to eligible applicants. These programs include federal, institutional and private educational loan programs. Private organizations offering educational assistance have their own eligibility criteria. The actual amount of financial aid you receive at the time of disbursement will depend on whether you meet all eligibility requirements for the awarded funds.

Any student who is in default of a federal loan or owes a refund to any federal program is ineligible to receive federal loan funds. Credit-worthy students may also apply for institutional and private loans after other sources of financial aid and personal resources have been exhausted. Students may borrow up to the cost of attendance less other financial aid. Northwestern Law strongly encourages first-time borrowers to begin the pre-approval process for private loans early. This allows time to resolve any issues on your credit report and to secure a co-signer if necessary.

To receive federal financial student loans, you must:

  • be a U.S. citizen or eligible non-citizen;
  • be admitted to a degree or certificate program at Northwestern University School of Law;
  • not be in default on any federal educational loans or owe a refund on a federal grant program;
  • comply with Selective Service registration requirements. Male students, ages 18-25, must be registered for Selective Service;
  • not be convicted of a drug offense (eligibility is suspended for a period of time);
  • meet satisfactory academic standards as determined by the Northwestern University School of Law;
  • complete all required steps in the financial aid process.

Students holding J1 or J2 exchange visitor visas or F1 or F2 student visas are NOT eligible for federal loan programs but may qualify for institutional and/or private educational loans. Students will be required to meet specific eligibility requirements for institutional and/or private educational loans. International students should also refer to additional private loan information and External Resources for more information about external funding.